Why some recurrence is normalized
The projection reports one result per calendar month. Weekly and biweekly income and Bills are converted to a monthly average so their yearly frequency can be represented consistently in each eligible month.
Quarterly and annual items work differently in the current engine: they are scheduled in full from the start month instead of being spread into a monthly average.
Supported recurrence types
Weekly amount × 52 ÷ 12 - included in every eligible month
Biweekly amount × 26 ÷ 12 - included in every eligible month
Monthly amount - included as entered in every eligible month
Quarterly amount - included in full every 3 months from the start month
Annual amount - included in full every 12 months from the start month
One-time amount - included once in the start month
Living Costs use their monthly amount directly and do not have a recurrence selector.
Calculation examples
- $120 weekly becomes $520 in each eligible projected month: $120 × 52 ÷ 12.
- $120 biweekly becomes $260 in each eligible projected month: $120 × 26 ÷ 12.
- A $900 quarterly amount starting in February appears as $900 in February, May, August, and November - not $300 every month.
- A $1,200 annual Bill starting in February appears as $1,200 each February - not $100 every month.
Biweekly versus twice monthly
Biweekly means every two weeks, which produces 26 occurrences in a typical year. Twice monthly means 24 occurrences. The application offers biweekly recurrence, not a separate twice-monthly option, and uses amount × 26 ÷ 12 for its monthly average.
One-time events
A positive one-time event is added to cash inflow in the calendar month containing its date. A negative one-time event is added to cash outflow in that month. It does not become a recurring monthly value.
Income sources and Bills can also use the one-time recurrence. Those items apply once in their start month. Use whichever item type communicates the assumption most clearly.
Dates and calendar timing
Start and end dates are evaluated by calendar month. The month containing a start date and the month containing an end date are both included. Partial months are not prorated, so an item that starts on the last day of a month can still contribute its full calculated amount for that month.
Because weekly and biweekly values are averages and other recurring items post at month-level intervals, a projected month may not match the exact cash movement in a bank account. The projection is intended for scenario planning rather than day-by-day cash scheduling.